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Business Protection

Business protection is all about insuring for the unexpected. It's a way of protecting your business if something goes wrong.

One of the great risks of a business partnership is that one of the partners may die or suffer a specified critical illness, with his or her share of the business passing to their beneficiaries. The safety net is a pre-arranged scheme to ensure the surviving partners have enough funds to buy out the departed partner's interest in the business.
In the interests of financial security, business stability, and continuity - particularly for private limited companies where there may only be a small number of principal shareholders - it is important to provide a safety net following the loss of a shareholder
Key person insurance, is an important form of business insurance. There is no legal definition for 'key person insurance'. In general, it can be described as an insurance policy taken out by a business to protect that business for potential financial losses that could arise from the death or extended incapacity of an important member of the business specified on the policy.

Personal Finance

I devolve responsibility to the Good Food Guide, going strong since 1951
With mounting student debt, rising living costs and the struggle to save a house deposit, many millennials are shunning the investment market.
I want to top up my pension to get the most out of this year's £40k annual allowance for tax relief. Ian Browne (pictured) of Old Mutual Wealth explains the rules and pitfalls.
A heroic officer who swapped himself for a hostage during an attack on a supermarket in Carcassonne, France, has died of his injuries.